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August 2018 Archives

Personal bankruptcy a growing trend for older people

Tennessee residents who are having financial issues might want to think about the benefits of personal bankruptcy. While it can be an intimidating thought, circumstances are key. Those facing dwindling income, job loss, or are simply drowning in debt should think about whether bankruptcy is a wise option. This is especially true with older people.

What are the benefits of Chapter 13 personal bankruptcy?

When a Tennessee resident is struggling financially, personal bankruptcy is a viable option to get on stronger financial ground. However, there is often confusion as to which type of bankruptcy is the wisest choice. For most consumers, the choice is between Chapter 7 and Chapter 13. Since Chapter 7 is a liquidation bankruptcy, it is better for people who do not have significant property and assets that they want to retain. For people who own a home or have other assets they want to keep, Chapter 13 is likely better. Understanding the benefits of Chapter 13 is vital when deciding which option to use.

Getting spiraling credit debt back under control

It can be hard to admit when your credit card debt is spiraling out of control. Maybe you lost a job and had to make up a few hundred dollars each month for rent, or you needed to put utility bills on credit because of cut hours at work. Whatever the reason is for the debt, you probably know when it's becoming too much to handle.

After a divorce settlement, can my child support be modified?

Caring for children is one of the most important factors to consider when a Tennessee couple divorces. That care includes proper funding for their daily lives, medical coverage and more. When there is a divorce agreement and children are part of it, there will generally be an order of child support from the noncustodial parent to the custodial parent. As time passes, the support order might not be sufficient. This can be from the perspective of the supporting parent or the parent who is receiving support. Understanding when child support can be modified and how to go about making a change is an important part of the process.

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Miller Law Firm

701 17th Street NW
Cleveland, TN 3731

Phone: 423-464-6852
Fax: 423-476-2925
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