Your guide to understanding the VA 5-10-20 year rule

On Behalf of | Aug 5, 2024 | Veterans Benefits |

Navigating the intricacies of Veterans Affairs (VA) disability benefits can be particularly challenging, especially when it comes to the VA’s 5-10-20-year rule. For Tennessee veterans and their families, understanding these rules is crucial for securing long-term benefits.

What is the VA 5-10-20 year rule?

The VA 5-year rule protects veterans by preventing their disability ratings from being reduced after five years. 

If the VA has rated your condition at the same level for five years or more, they cannot reduce your rating unless there is evidence of sustained improvement.

Similarly, the VA 10-year rule provides further protection for veterans. Once a disability has been service-connected for ten years, the VA cannot sever the service connection, except in fraud cases. This rule ensures veterans maintain their VA benefits, providing long-term stability and peace of mind.

Next, the VA 20-year rule offers the highest level of protection. If a veteran has had a continuous disability rating for 20 years or more, the VA cannot reduce the rating below the lowest level. This rule guarantees a lifetime of benefits for those with long-standing disabilities.

Why are these rules important?

Rules regarding effective dates can provide stability and security for veterans who rely on their disability benefits. They ensure that once a veteran’s condition is recognized as service-connected, it cannot be easily downgraded or removed. 

These rules underscore the importance of stability and security for veterans receiving disability benefits. By understanding and utilizing these protections, veterans can better ensure their long-term financial and medical support.

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