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How is child support enforcement handled after a divorce?

When couples in Tennessee decide to divorce and there were children as part of the marriage, one of the major concerns is whether the supporting parent will make the necessary child support payments to the custodial parent on time and in full. When there is a failure to make the payments as they are ordered, the state will take certain steps to enforce the child support order. Understanding when this will take place and how it is done is a crucial aspect of a case.

When there is a child support order, there will be an enforcement action when the payments are not made. State law requires that the support will be ongoing until the time at which the child is emancipated. When a child is 18, but remains in high school, the supporting parent will remain obligated until the child has graduated or the class the child was in when turning 18 has graduated - whichever happens first. When the payments are not being made, the child support office will do whatever it can under the law to have enforcement proceedings and collect what is owed in the present and what is in arrears.

What is the law for a temporary parenting plan during divorce?

Tennessee residents who are getting a divorce and have children will want to do whatever they can to maintain some semblance of normalcy. Since divorce can negatively impact children of all ages, having visitation with the parents is critical. This can be done in several ways. A temporary parenting plan has certain requirements under the law. Parents should be aware of them whether they are formulating the plan themselves or the court is doing it for them.

A temporary parenting plan should comply with the legal requirements for a permanent parenting plan and the residential schedule for when the divorce case has been completed. When presented with a temporary parenting plan, the court will approve of it if the parties are able to agree to it without court intervention. If this is done, there will be no need for it to be in writing and entered into the record.

What are the costs for Chapter 7 personal bankruptcy?

Part of the reticence that a Tennessean who is considering filing for personal bankruptcy under Chapter 7 might have is that they think it will be too costly. In addition to the fear of moving forward with a court process, this can stagnate a person who would otherwise benefit from everything Chapter 7 offers. Getting back on stronger financial ground is an alluring concept, but when there are certain considerations that are not fully understood, it can stop a debtor from taking that next step before even learning about it.

A law firm that is experienced in helping people with bankruptcy can explain the costs with a Chapter 7 filing and can mitigate those concerns. When filing the Chapter 7, there will be a filing fee of $245. There will also be a miscellaneous administrative fee of $75, and a surcharge for the trustee of $15. When the case is filed, these costs must be paid to the clerk of the court. However, it is not unusual for there to be an approval for the debtor to make these payments in installments. Since Chapter 7 is for people who are having financial trouble, even coming up with these relatively small amounts can be a problem. That is helped by the installment plan.

Late payments: Bankruptcy might be the best option

You are only in your 20s, but you know that you shouldn't be struggling financially as much as you are. You see your friends go out without worrying about cash flow, but yet you are left without that freedom.

The problem, in your case, isn't just high student loan payments. It's also that you have credit debt from borrowing to buy school books and pay for extras during college. Now, you're paying it all back, but with an entry-level job, it's taking time.

Difficult divorce leads man to step back from various positions

When a couple chooses to divorce in Tennessee, it can result in a negative impact on every aspect of their lives. This can go beyond financial issues, how property will be divided, children and more. For people who have prominent positions in the community, maintaining their work and extracurricular activities can be complicated by a public and contentious parting of the ways with a spouse. To avoid these problems from multiplying and infesting other areas of life, being organized is key. A law firm experienced in all types of divorce can help.

A man who is in the middle of divorcing his wife has been forced to step back from several positions due to the ongoing situation. The couple's case has been pending for a year-and-a-half. It is riddled with acrimony as his wife, 42, states that he treated her as a possession and made intimate comments about their life together. The man, 67, runs a car dealership and is prominent in local and national politics. He has denied the claims made by his wife. He is on the board of trustees of a local university, a private school, and a Republican think tank. He has stepped back from all as he deals with the divorce.

Do not move forward with a divorce without legal help

When a Tennessee couple gets married, the intention is that the marriage will stand the test of time and the couple will remain together. However, the reality is that many marriages simply do not work out as planned and the issues between the couple become so difficult that they decide they must get a divorce. Many might not realize the importance of having legal assistance, but this is a crucial factor toward ending a marriage.

When that final decision is made to divorce, there are myriad issues that must be considered. If there were children, child custody and support will be concerns. If the couple has property, it must all be divided. If there is one spouse who was the breadwinner and the other spouse a homemaker, spousal support could be requested. No matter what is being discussed as part of the case, a lawyer will understand and help with the negotiation and court case.

Personal bankruptcy a growing trend for older people

Tennessee residents who are having financial issues might want to think about the benefits of personal bankruptcy. While it can be an intimidating thought, circumstances are key. Those facing dwindling income, job loss, or are simply drowning in debt should think about whether bankruptcy is a wise option. This is especially true with older people.

A recent study says that older people in the U.S. are increasingly using bankruptcy as a way to get on stronger financial ground. The study from the Consumer Bankruptcy Project shows that the number of senior citizen bankruptcies have multiplied by five in the past several years. In Tennessee, the overall number of people who have filed has been reducing, but it should be remembered that the state has consistently been in the top five in bankruptcies. There are many explanations from CBP as to why the number of senior citizens filing for bankruptcy is on the rise. Medical expenses, losing a job, a reduction of income, and the reduction of government programs to protect them are all factors.

What are the benefits of Chapter 13 personal bankruptcy?

When a Tennessee resident is struggling financially, personal bankruptcy is a viable option to get on stronger financial ground. However, there is often confusion as to which type of bankruptcy is the wisest choice. For most consumers, the choice is between Chapter 7 and Chapter 13. Since Chapter 7 is a liquidation bankruptcy, it is better for people who do not have significant property and assets that they want to retain. For people who own a home or have other assets they want to keep, Chapter 13 is likely better. Understanding the benefits of Chapter 13 is vital when deciding which option to use.

People filing for Chapter 13 instead of Chapter 7 have the ability to keep their home. Chapter 13 stops foreclosure and allows the filer to clear any delinquent payments on their mortgage as time passes. It is critical that the filer continue making the mortgage payments when they are due while the Chapter 13 plan is in place. With Chapter 13, the filer can also reschedule any secured debts separate from a mortgage for a primary residence. It can be extended for the duration of the Chapter 13 plan, which can reduce the payments.

Getting spiraling credit debt back under control

It can be hard to admit when your credit card debt is spiraling out of control. Maybe you lost a job and had to make up a few hundred dollars each month for rent, or you needed to put utility bills on credit because of cut hours at work. Whatever the reason is for the debt, you probably know when it's becoming too much to handle.

On top of placing those bills onto your card, you now have interest and potentially penalties if you can't make payments on time. This is a vicious cycle, and it can be hard to break free. Fortunately, you can get credit debt back under control.

After a divorce settlement, can my child support be modified?

Caring for children is one of the most important factors to consider when a Tennessee couple divorces. That care includes proper funding for their daily lives, medical coverage and more. When there is a divorce agreement and children are part of it, there will generally be an order of child support from the noncustodial parent to the custodial parent. As time passes, the support order might not be sufficient. This can be from the perspective of the supporting parent or the parent who is receiving support. Understanding when child support can be modified and how to go about making a change is an important part of the process.

To change an order, there must be what is known as a significant variance. When there has been a complete review within two years of the request, the party asking for the review must give information that shows a change or there cannot be a new review. There are many issues that will count as a change of circumstances. A change of circumstance could include: if either of the parents is legally responsible for another child; if either of the parties has a child who has been emancipated or is deceased; there has been a significant income change either positively or negatively; or there is a child who is being supported who has become disabled. Other issues can also warrant a modification.

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